Hello everyone, I've read quite a few posts on here about this, but would like some additional clarification if possible.
Goal: Apply for student visa for 18-months to study Japanese (beginner level, Fukuoka). It would be me and my wife, so two visas & two tuitions.
Situation: My wife and I own a creative agency, with our salaries exceeding the annual requirements (~$45,000 – $80,000 USD per person per year, depending on the year & clients). However, our salaries are not always consistent, as it depends on our client work (one month can be $2,000, and the next can be $10,000), but has been above the perceived annual requirement for 2+ years. Furthermore, we spend quite a lot of our salaries on our home & travel, so there are not enough savings present on account on a multiple month basis.
Issue: Financial statements proving continual savings of $12,000 – $20,000 USD per person.
Questions: 1) the biggest requirement is 3 months of financial statements, for each of us, with a rolling-over balance of around $14,000 USD? If it's significantly lower, but with an annual income statement of, say, $75,000 — it doesn't matter?
2) Would our employment & company income have any affect on this? Our company can easily run with our current employed staff, and bring us a stable income while we're learning Japanese, with 28 hours / week more than enough for us to oversee the work of our staff remotely. So the proof of stable income will be consistent.
2.5) Could we be each other's sponsors, as long as we showcase our income capabilities? I imagine they process the visas separately, so we can be considered sponsors with annual income that exceeds the requirements (or a red flag in the system?).
3) When do the financial documents come in to play for the April period? We really would like to go in April 2025 as it's the start of the program. We can have both our statements show the required amount for the month of, say, October — as we will be receiving our salary this month in excess of the requirement. But September and August will show a different story, with lots of income, but also lots of expenses, and low end-of-month balance. We can likely have our November and December statements show the required amount by end-of-month.
Would appreciate any help on the matter! Thank you.
by mxoostr