Work health insurance refusing to pay out for covid absences

It’s a (the) insurance company that many (all?) private schools use. I work at a kindergarten, and a bunch of my coworkers and I have had covid, the first in about April. The insurance money (not sure of the official term, but the one were you get 60% after the first three days of illness) still hasn’t turned up for anyone six months later.

Today my boss tells me there is news. Things might have gotten lost in translation, but basically: the insurance company says they won’t pay. Because we got sick at the same time, it’s not a “private”/”personal”/”私何か” sickness, and they’re not on the hook for it. They suggest maybe we should try workman’s injury insurance instead. While some of us clearly likely got it at work, others clearly probably didn’t (based on some of us getting sick at the same time as each other, and others as family members).

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Anyone hear anything like this? In a way it makes a vague kind of sense, but it still smells like BS. Kind of worried that being an insurance company for private schools and kindergartens they’ve simply ran out of money or something.

1 comment
  1. If you were ill for more than 3 days you should have gone on workman’s injury insurance, not sure why they didn’t file for that at the time.

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