I applied online for the Aeon Bank Card + Credit Card around 4 years ago.
However, instead of Zairyuu Card, I used my Japan Driver’s License as the Identification Card.
There was no problem and I got approved.
Now, my Zairyuu Card expired 2 years ago and all of the other Banks are asking for an update of my identification for their “money laundering records” bullshit of profiling foreigners.
7Bank, Sumitomo and JP Post. These 3 asked for an update except for Aeon Bank.
Being a stupid mf, I called Aeon Bank regarding if I need to submit my new Zairyuu Card.
Turns out that in their records, I am not identified as a foreigner since I didn’t sumit any Zairyuu Card record to them in the first place. They now require me to submit it every time I renew my Zairyuu Card since 2022.
Little bit of an annoyance since from the 5 year engineer visa, I got the 1 year spouse visa for 2 years in a row now.
Lesson learned: don’t provide things that are not required. It will just result into more inconvenience compared to just ignoring stuff.
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I would appreciate if other people can share 裏知識 (I don’t know if it is an appropriate use of the word)like this one. Cheers.
5 comments
Mizuho bank is terrible regarding the provide zairyu card. I don’t have Mizuho bank account normally. My company working with them and my salary account is Mizuho. HR department called Mizuho staff to our office and they are open an salary account for me.
After 1 year, they are blocked my account without sent an update letter to my address.
I use Sumitomo and it is okay. They asked once since 4 years and I didn’t provide. I still use credit card and bank account.
Is your foreign name in Chinese characters? Because then that could cause their confusion.
these measures were made in response to FATF recommendations and ranking Japan low in combating international money laundering and terrorism financing.
Thanks for the heads up OP
Maybe an 裏技, but if you get PR you don’t have to deal with all this, even after Zairyu Card (it’s the visa renewal that is the trigger?) renewals.
Banks are required to verify that foreigners who hold bank accounts are in the country legally, that’s why they need a copy of a valid residence card.