paidy credit history

I’ve been using paidy for 2 months now after getting rejected by rakuten for a credit card on september.

I’m thinking to try for another credit card on january, because paidy doesn’t give out point and can’t be used for international transactions.

Does paidy report to the CIC or other credit bureaus?
and will my paidy usage help the cc application?

1 comment
  1. Applying for too many lines of credit too soon actually hinders your application. You bet your ass paidy reports your open line of credit. Pay those bills for a while and try to get another card later and close out paidy.

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