B/43 vs Kyash (joint account)

Usage: make us of kind of a joint account with my partner.
Every month each of us will add money into a same account and, by using two different cards associated to this account, we can pay for monthly common expenses.

Alternatives: After getting support from the community on which service to use, the alternatives are B/43 and Kyash.

Anyone using both or one of the two, giving some insight for the usage?

Thanks!

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