Moving to Japan with 105 million yen as to buy a house, a car and other necessities? Married with two kids. Would probably opt to move somewhere around Nagoya, about 30 minutes outside of the main city.
Visa is not a problem, wife is native, would think about work after arriving there, either starting up own business or getting a boring job somewhere, until that would happens, do you think 105 million is enough to get a house, car, put kids in school and keep up with expenses for 2-3 years if needed?
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Should be fine, depending on your standard of living and how much house you want. Might not cover business startup as well unless it is one with pretty low start-up costs.
My 64 sq m apartment in Tokyo cost ¥64 million and the price has gone up since then. Spent another ¥1.5 million to furnish it nicely. Of course Nagoya is cheaper but you have 2 kids education and a car unlike me.
It’s doable certainly but at what level of comfort and convenience I don’t know. Depends on how long it takes to get a job too and if your wife will work too
105m JPY is more than enough for you in Nagoya.
You can buy a 90sqm apartment or 110sqm+ hours for under 50m, car would be just a couple of million, and even at an international school tuition shouldn’t go far beyond 1.5m per year per child.
105 million will get you started, but covering 2-3 years worth of expenses for a family of 4 as well is a bit of a stretch.
Nagoya’s cheap, especially if you push to the outskirts. Even more so if you push out to Nagukute, Tsushima, or even Toyota. (Side note: Toyota’s schools are *excellent*. City is kinda boring, but great schools. Worth considering)
But it’s not *that* cheap. A very quick search indicates that you’re looking at a minimum of 35 million for a detached 3LDK house. 45-50 million minimum for a 4-5LDK. Add 1-2 million to furnish it.
You’ve got a family, so you’ll need a car. At least a sedan, since you’re not gonna be cramming 4 people into a kei box. A new mid-range Corolla is 2.2-3 milion.
Are you planning on sending the kids to Japanese schools or international schools? International schools are *expensive*. [Nagoya International School](https://www.nis.ac.jp/admissions/tuition-fees) is 2.35 million a year per elementary-aged student, plus another million-ish in application fees and various setup costs.
Math says… About 65 million (Assuming international school and ~50 million for a house).
And there are going to be a lot of extra costs I’m sure I haven’t thought of. You could easily hit 75 million in startup costs alone.
Your wife is Japanese, so you (or rather ***she***) could potentially get a mortgage, depending on her employment situation. And if the kids are going to public schools the remaining savings will go a *lot* further.
So, yeah… Definitely doable. Not sure about how far the remaining savings will stretch, though.
Probably not. What kind of job do you think you’ll be doing over there?