Will bankruptcy or bad credit/debt affect moving to Japan?

Do employers or the Japanese government check credit history or debt when considering your visa/employment application?

4 comments
  1. There is no credit check required for visa applications. Most employers will conduct a criminal background check, but they won’t inquire into your finances. Additionally your bad credit from your home country will not follow you to Japan.

    If you are looking for a student visa though, then immigration will need to see proof of funds either belonging to you or to your financial sponsor. But for a regular work type visa they’re more interested in the job you’re getting (the remuneration you’ll be receiving from it and the credentials you possess for it).

  2. I know you said you were applying for a teaching job, but I’ll add this for the sake of others who might read your thread:

    My company dispatches network techs into sensitive locations (banks, government, factories, that sort of thing) and although we don’t run background checks when people are hired, our customers sometimes request that they be allowed to run background checks on our technicians. It’s happened a couple times in the pass for them to come back failed because of a bankruptcy in their home country.

    So far we’ve never had to let someone go because of this (we’re usually able to scramble and figure out someone else), but I could foresee a future when this isn’t the case.

    So although as someone else points out, “your bad credit from your home country will not follow you to Japan” for the purposes of getting a loan or whatever, it still may harm your employment prospects.

  3. No. I have never done a credit check on any one, much less a foreigner being hired by us. I would have to contact a US agency to do that assuming you are in the US.

    There may be a criminal check, however.

  4. They can’t tell if you have declared bankruptcy.

    The only thing that could happen is if applying for a student visa they may ask for a long period of bank statements usually around 3 years.

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