Have MUFJ but being recommended Prestia. But don’t want to shoot myself in the foot too early in case I am missing out on some detriment.
https://www.reddit.com/r/japan/comments/13dr2we/is_it_beneficial_or_detrimental_at_all_to_have/
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I have 4 ,3of them are sleepers but its always handy to have the option .
If you’re a US citizen, it can be a pain to have multiple accounts cause of FBAR.
If you’re from a normal country, I don’t think it’s an issue.
There’s no real detriment
Prestia requires you to keep either ¥500,000 or ¥200,000 in foreign currency every month or else you will be charged a monthly ¥2,200 service fee. Make sure you can meet that before opening an account with them.