So I have a card issued by Mitsui Sumitomo and it has the iD and Mastercard logo on it, and I’ve linked the card on my Apple Wallet as well. I’m planning to use my Japan-issued cards overseas and I’m wondering if the contactless (especially Apple Pay) feature works overseas. I know for a fact that Japan has a different NFC standard (FeliCa) from other countries and I want to know if you were able to use the contactless feature of your FeliCa/Mastercard cards from Japan when overseas. I’m also hoping to know if Apple Pay with Japanese cards work overseas as well. I appreciate your responses.
2 comments
Yes, when abroad you’ll be using the “regular” touch payment not the iD one that would be used inside Japan. I’ve done it domestically too, if you know the shop supports it, and you say you want to pay by タッチ決済 then you get the normal NFC pay and won’t hear the usual iD payment complete tone and it will be a bit faster too, maybe because it will be going to a different server to verify stuff.
I’ve only tried it abroad in Korea where NFC terminals are very rare but when i did find them, it worked.
tl;dr open card in wallet as usual, authenticate by fingerprint/face id, pay by NFC, it will work.
Credit card and Apple Pay a EMV chip, not Felica, that is used in the transport IC cards.
Apple Pay and contactless payment with Visa or Mastercard is different than payment by IC card. Your phone can do both because it have both chips.