Hello! Has anyone here missed a credit card payment (EPOS) due to insufficient payment account balance? What happens in this case? Do they attempt to withdraw everyday until the payment pushes through?
My payment account won’t have enough balance on the credit card withdrawal date because I sent money back home due to an emergency. Unfortunately, my salary will arrive to my account a few days late this month.
Thanks for any help!
3 comments
I mistimed some funds transfers once and didn’t have enough in my bank account for the credit card payment.
The card was immediately deactivated and I had to call in and apologize and arrange a separate bank transfer to pay it off. Card was not reactivated until they confirmed they had received the payment.
Please call them. The faster the better, and they won’t be rude or mad or anything in my experience. Explain your situation, and they can arrange things for you.
For me, they tried to withdraw again
They usually do it at midnight, but I forgot to put money in my account. By the time I woke up, I went to an ATM and deposited there.
So they tried 2 times at same day