My wife and I have been thinking about buying a house for a while and feel ready to make the commitment, however I am nearing the end of some medical leave I’ve been taking from work.
Is there still any possibility to be approved for a home loan or is it basically impossible for the moment? Has anyone successfully applied for a mortgage during or right after 休職?
For some additional background, my wife is a Japanese citizen, we have a kid, I recently submitted my PR application, and I have a well-paying job.
2 comments
You can apply for it and get it if you have a good and stable job, and expected to go back after a while.
If you are taking sick leave, they will check if you are going to work again in the near future.
Are you 100% sure that the medical leave is a one-off?
I’m not so much worried that you won’t get the mortage; I’m worried you -will- get the mortgage…and then have another medical leave.