I’m happy to report that it looks like finally you can now use foreign credit cards, at least SUICA via Apple Pay on iOS devices as of iOS 17.2, but not on PASMO yet. I can confirm it works on Suica.. I just tried it with my Chase Sapphire card.
[https://atadistance.net/2023/12/15/apple-pay-suica-visa-recharge-ios172/](https://atadistance.net/2023/12/15/apple-pay-suica-visa-recharge-ios172/)