I’ve read some posts here about “what to do” if someone misses a payment on Japanese-issued credit cards and some of its consequences and it is worrisome. Like, the possibility of being rejected on renewing the credit card and even rent contracts.
I don’t have a credit card yet, but I have missed being debited for the maintenance fee on my Presita debit card. Havent missed any payments on other things but this. How much can this impact on credit score or contracts or anything. Am I just worrying too much?
I just missed looking into my balance after some online purchases. I have my savings on another account in JP Post. I deposited an amount already in my Prestia and waiting to be debited.
UPDATE: So I called Prestia and asked if there were penalties. Apparently, there is none. They just don’t charge if it’s below the maintenance fee, and they will charge again on the next month with the same price.
Thank you everyone for your inputs
by hokutosharp