NISA 2024 tsumitate framework

I already used my 2.4m NISA growth limit for 2024 by a single purchase into a mutual fund, great.

Now I want to use my 1.2m tsumitate limit, but Monex takes me through a screen to set up a monthly (or daily!) automatic purchases of funds, where everything has to add up to 1.2m or less, in a very naive page that doesn’t take into account the fact that 3 months have already passed. I would rather make a single purchase of 1.2m right now and be done with it.

What I ended up doing was to set a monthly purchase of 100 yen (the minimum), and 2 bonus months of April and May of 599,400, which rounds everything up to 1.2m at the end of the year. That’s the best way I could find to use my limit as soon as possible.

I wonder if the other institutions force users through this kind of periodic purchase.

by tomodachi_reloaded

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