How do you maximize profits/benefits when using credit Card ?

Hi,
After struggling years to get a credit card, I finally got not just one but 2 credit cards from Saison. I have heard that people prefer to use credit cards because of the points, discounts and other benefits.
I was wondering how and where do you guys use Credit card to maximize the benefits?
Do you use the points to payback the credit card bill or get discounts when shopping?
(Sorry I am new to using Credit Cards, especially in Japan)

by WriterFragrant6716

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