9 years pension

Sorry if this is something you’re bored of seeing, I had a look through similar questions on this sub and still slightly confused

I’ve been paying pension in Japan for 9 years, about to move back to the UK.

If I understand right, my best course of action is not to take the pension lump sum, but to withdraw my pension once I hit 65.

Is this correct?

Thanks in advance

by Mean-Teaching2900

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