How safe is using a debit card in Japan?

This may be a silly question, but I’ve seen some Horror stories.

Basically, I get free use of my debit card in Japan – no fees, no extras, nothing. Just the conversion.

However, I love the feeling of Credit Card protection. Being able to dispute a charge is very freeing. However, there are small fees with it. (1-2%?)

Alternatively I could do cash, but I’m staying in a university and don’t want to have anything stolen, (multiple people in the same room).

So what do we think is the best option?

by Useful-Quit

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