Home loan as a small business owner

SB and GK owner.
SB made around 9,000,000yen last year pre tax.
GK started this year to save on health insurance premiums. – now pay myself a small salary.

SB side will do well again this year, but maybe around 6-8 million pre tax.

Applied for PR. Wife is Japanese. She works part-time, but we want kids and I need her to handle the business accounting at home. Gzk will pay her a salary. GK will make about 250,000 a month to cover these two salaries, health insurance, pension payments, car expenses, and accounting fees. It will not make a profit. Vehicle is GK owned and funded.

What type of mortgage would we be able to comfortablly afford? We pay around 100,000 a month now +30,000 on utilities and another 50,000 on food.

Max two kiddies. 34M(me), 30F(Jwife).

by One-Astronomer-8171

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