I'm going to be in the US for a year and I will need to transfer money to myself from my Japanese bank account to my US bank account from time to time while I'm in the US. Does anyone know a way to initiate this kind of transfer while I'm in the US?
I'm in Japan for another two weeks so I have a little bit of time to open up a new bank account if anyone knows a bank that will allow this. My current Japanese bank won't allow me to initiate transfers if I'm out of the country. In branch or bank machine transfers only.
- I was initially looking for a way to transfer money from my Japanese bank to Wise's PayPay bank account and then send it on to the US via Wise, but I'm not sure how I can initiate the domestic transfer from my Japanese bank account to Wise while I'm in the US.
- I'm not attached to using Wise. I'm open to other methods for sending the money if anyone has suggestions for a different bank that would allow this kind of transfer. I'm leaving Japan in less than two weeks and I don't have time to get a my number card. I think that most if not all banks require this for setting up a new account, but maybe I'm wrong.
- My wife is Japanese and she'll also be in the US for a year. She also doesn't have a my number card or time to get one, but if it's easier for a Japanese national to open an account that would allow initiating transfers from Japan to the US from the US that would be an option.
- Not sure if any of my options might face geo-blocking or 2-factor authentication via SMS but if it does I could look into a VPN and a Japanese cell phone plan with roaming data credits.
- My other option is to just give the money to a friend in Japan and ask him to send it to me as needed, but I worry that a tax audit might confuse these transfers as income for him in Japan or income for me in the US.
by StruggleFine9109
