Guys, I am currently using Shinsei Bank, but after Gaica disappeared I don't have a proper working debit card anymore. I have a normal credit card from another bank but don't like to buy on credit. I have a debit card from Wise but the charging procedure takes some time and also cost me every time 110 yen charged by Shinsei for a remittance.
So I was wondering, which bank could provide a better experience to have a seamless integration of a debit card to the account. Maybe something comparable like it was with Gaica and Shinsei. I came across Sony and Paypay. Which one of these would you recommend for my needs?
by Aurorapilot5