I have an Ideco account, but I cannot really understand much why the bank has a very specific set of products that, basically, have had losses. It was set up automatically after an "advisor" assisted.
What kind of assets would you recommended? I was thinking about index funds, but the commissions are very high, and the bank doesn't do anything. It's SBI.
Would you share any ideas? I have this Ideco account just to lower my taxes…I have zero faith in the Japanese Pension system TBH.
by Little_pumpkin_27