Universal studios annual pass

Hi I'm going to osaka this 18th to go to usj and willing to buy annual pass because i am a student here and i stay at nagoya so it is easy for me to go there again but i don't understand difference of annual pass prime standard and annual pass standard plus with credit card function? Is it worth it to buy the credit card function if i am not planning to renew my annual pass? Or is there any difference on blackout days? Does credit card function annual pass need you to make credit card?
The price is the same but i am not sure which one to buy.
And for grand royal annual pass does it already include express pass? Or is it more worthy and easy to get rides?

by Cute_Girl193462

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