Not able to use paidy services

After getting rejected from PayPay, a friend of mine suggested to try paidy.

I want to use the Paidy credit card and the installment payments but after I did the my number card verification it says that I can't use the card and installment payments.

What should my next steps be?

I have been working an IT job here since last 5 months. I want to purchase some stuff and want to use the installment payments method.

Please suggest what I can do!