Long story short i fucked up my NISA tsumitate savings so they where not going into the right place. Either way, now at the end of the year i still have 2 months left to fill my annual quota of how much im allowed to save. Is it possible to save the whole annual limited amount(1.2 million if i remember correctly) in just 1 or 2 months?
Idea is then i go in and change my contract and set up a monthly savings for like 1.2 million, and then i break that contract next month. Or is there a monthly limit for NISA too?
by AerieAcrobatic1248
4 comments
You can set up 600k a month and just do it for 2 months
You can set it to like ¥1000 a month, and then set a bonus month for the remainder.
Not sure if it can be the same month, or if you have to wait for the next one, but it can certainly be done.
Bonus months can be anything I think..so you still have time to max it out.
Depends on your provider. In principle no because tsumitate is supposed to be used for regular monthly savings and can’t be set above 100k/month. But in practice many providers have a “bonus month” setting or some other way to make a one-off extra top-up to your tsumitate part.
I just tried this on Rakuten. It’s letting me set 100 a month, and 1,198,800 as a bonus payment for October.