Does 7-11 bicycle insurance cover anyone riding my bicycle, or does it only cover damages I cause in the event of an accident?

Let’s say I enroll in 7-11 bicycle insurance and lend my bike to friend. Friend is riding the bike and bumps into someone.

Would my bicycle insurance policy take care of their carelessness, or would they be up shit creek without a paddle?

Sorry if this has already been asked before. I did my best to Google it, but couldn’t get anything answering this question directly. I’ll be lending my bike to a coworker, so I want to make sure all possible scenarios are taken care of in advance.

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